மட்டன் தோசை ரெசிபி

மட்டன் தோசையை எப்படி செய்வதென்று பார்ப்போமா!!!

தேவையான பொருட்கள்:

இட்லி அரிசி - 1 கப்
உளுத்தம் பருப்பு - 1/2 கப்
மட்டன் கீமா - 1/2 கப்
பச்சை பட்டாணி - 1/2 கப்
பச்சை மிளகாய் - 2 (பொடியாக நறுக்கியது)
மஞ்சள் தூள் - 1/2 டேபிள் ஸ்பூன்
மிளகாய் தூள் - 1 டேபிள் ஸ்பூன்
மிளகு தூள் - 1 டேபிள் ஸ்பூன்
கறிவேப்பிலை - சிறிது
பட்டை - 1
கிராம்பு - 2
எண்ணெய் - 2 டேபிள் ஸ்பூன்
உப்பு - தேவையான அளவு

செய்முறை:

முதலில் அரிசி மற்றும் உளுத்தம் பருப்பை நீரில் 5 மணிநேரம் ஊற வைத்துக் கொள்ள வேண்டும். 5 மணிநேரம் ஆன பின்னர், அரிசி மற்றும் உளுத்தம் பருப்பை கழுவி, கிரைண்டரில் போட்டு, தோசை மாவு பதத்திற்கு அரைத்து, தோசை மாவை 4-5 மணிநேரம் தனியாக வைத்துக் கொள்ள வேண்டும்.

பிறகு மட்டன் கீமாவை நீரில் கழுவி தனியாக வைத்துக் கொள்ள வேண்டும்.

பின் ஒரு வாணலியை அடுப்பில் வைத்து, அதில் 2 டீஸ்பூன் எண்ணெய் ஊற்றி காய்ந்ததும், பட்டை மற்றும் கிராம்பு சேர்த்து தாளிக்க வேண்டும். அடுத்து பச்சை மிளகாய், கறிவேப்பிலை சேர்த்து வதக்க வேண்டும்.

பின்பு மட்டன் கீமா, மசாலா பொருட்கள் மற்றும் உப்பு சேர்த்து கிளறி, தீயை குறைவில் வைத்து, மட்டன் நன்கு வேகும் வரை பிரட்ட வேண்டும். வேண்டுமெனில், அதில் சிறிது எண்ணெயை சேர்த்து மட்டனை வேக வைக்கலாம். பின்னர் பச்சை பட்டாணி சேர்த்து 3 நிமிடம் வதக்கி, கலவையானது ஒரு பதத்திற்கு வந்ததும், அதனை தோசை மாவில் சேர்த்து கலந்து கொள்ள வேண்டும்.

இறுதியில் தோசைக் கல்லை அடுப்பில் வைத்து காய்ந்ததும், மாவைக் கொண்டு தோசை ஊற்றி, எண்ணெய் சேர்த்து முன்னும் பின்னும் வேக வைத்து இறக்கினால், சுவையான மட்டன் தோசை ரெடி!!!

இதனை மட்டன் கிரேவியுடன் சாப்பிட்டால் சூப்பராக இருக்கும்.

Source: thatstamil.com

Feeding a billion

A beneficiary can demand rice at three rupees a kg, wheat at two rupees, and coarse cereals at one rupee.

A few months before the next parliamentary elections, scheduled for May 2014, a majority of Indians will have an additional legal right - they can demand subsidised foodgrain every month. The government has notified the National Food Security Ordinance and over the next six months, states will have to identify beneficiaries and frame guidelines for implementation.

The timing of this Ordinance is important. It is seen as an effort by the United Progressive Alliance (UPA) government to woo voters. Many call it similar to the Rs 52,000-crore loan waiver scheme of the same government in its first term just ahead of the 2009 Lok Sabha elections. The UPA had promised to implement the Food Security Bill within 100 days of forming a government in 2009, but unproductive Parliament sessions and the government's preoccupation with other issues had delayed implementation.

The government will now hope to implement this scheme soon. "Given that India will hold five state elections in the fourth quarter of 2013 and general elections in 2014, the Congress may want to deliver as soon as possible," Standard Chartered Bank points out in a report.

The scheme offers a uniform monthly entitlement of five kg of subsidised foodgrain for up to 75 per cent of the rural and up to 50 per cent of the urban population. The current entitlement of Antodaya Anna Yojana (AAY) households (the poorest of the poor) will, however, continue at 35 kg of subsidised foodgrain every month. A beneficiary can demand rice at three rupees a kg, wheat at two rupees, and coarse cereals at one rupee. Cereals are already being provided to AAY beneficiaries at these prices. The right, however, cannot be claimed if supply is affected by war or natural calamities.

67% of the Indian population will receive subsidised foodgrain from the government every month

The prices of the grains have been fixed for a three-year period, after which they may undergo revision. The government may in future look at cash transfers or food coupons to beneficiaries in place of the grain entitlement.

Like all welfare schemes, this one too, will have a financial implication. According to the government's calculations, the additional annual food subsidy burden - over and above the estimated food subsidy under the existing Public Distribution Scheme and other welfare schemes - will be about Rs 23,800 crore. The Centre's total food subsidy bill will be around Rs 124,747 crore in 2013/14. An analysis by Standard Chartered Bank says the fiscal impact will not exceed 0.1 to 0.15 per cent of gross domestic product in 2013/14, most of which has been factored into the Budget. However, experts are also looking at other costs related to implementation of the scheme.

Procurement, storage and transport of foodgrain will substantially raise cost of the scheme for the Central government, says Ashok Gulati, Chairman of the Commission for Agricultural Costs and Prices, an advisory body of the Central government on price policy of agricultural commodities. "All of this will need money from the Centre. Once we account for these elements, the actual cost should be much more."

Leakages that are an integral part of the distribution system, add another dimension to the problem. Additional allocation and distribution will mean more leakages and imply more costs. "About 40 per cent of what is allocated does not reach the beneficiaries. We have failed to plug it in 50 years and realistically this can't get fixed in a six-month period," Gulati adds.

Procurement, storage and transport of foodgrain will substantially raise cost of the scheme for the central government

The scheme also faces opposition from some state governments who follow their own subsidised and successful distribution schemes. Raman Singh, Chief Minister of Chhattisgarh, has opposed the scheme. In fact, Singh's government stole the show last year by passing the Chhattisgarh Food Security Act 2012 before the Centre could deliver on the idea. The Act covers 90 per cent of the state's population and does not limit itself to cereals but also includes salt, black gram and other pulses at subsidised prices. Other states like Tamil Nadu and Madhya Pradesh also have their own subsidised grain distribution schemes, some of which provide grain at prices even lower than what the new ordinance envisages.

The success and failure of the scheme will depend on the states as they need to implement and monitor it. A state-level Food Commission will be set up for this purpose. States are free to continue or formulate their own food and nutrition-based plans with their resources to provide benefits more attractive than under this Ordinance.

The Ordinance focuses on cereals at a time when both urban and rural India are spending less on cereals and more on noncereals. According to the report by Standard Chartered Bank, the scheme could increase demand-side inflationary pressures on noncereal food products such as pulses and dairy items. A consequcent supply demand mismatch may stoke inflation in proteinrich items, too. Why not provide a legal right to these items, too? "There is huge dependence on imports for meeting the domestic demand for pulses and edible oils.

Also, the procurement infrastructure for pulses and oilseeds is not strong at this moment. In the absence of assured overall domestic availability of these commodities and weak procurement operations, it is not possible to confer a legal right for their supply," says a statement of the food ministry.

Given inadequate infrastructure, as well as corruption and leakage in the food distribution process, doubts about the quality of delivery to targeted recipients remain high. "The scheme will face serious implementation challenges, and if these are not addressed through a well-thought out mechanism, the objectives may not be met," says T. Nanda Kumar, who has served as secretary in the ministries of food as well as agriculture.

Reproduced From Business Today. © 2013. LMIL. All rights reserved.

Goodbye Stress, Hello Success

Stress is a disease of the 21st Century. It axes years from your life. Stress affects work output, causing failure and unhappiness. We need to develop internal protection from the challenges of life.

You attribute your stress to an external agency. You believe your mother-in-law, boss or the weather causes your stress. Vedanta says that nothing in the world has the power to disturb you except yourself. You may eliminate the mother-in-law, change your job, re-locate to another country; your unrest will remain the same. Stress is an internal phenomenon. Hence the solution lies within.

Just as mammals developed the capacity to maintain the same body temperature in all weather conditions, human beings have the ability of keeping the mind calm in turbulent circumstances by ‘attitude control’. Make an assessment of the world in which you live. Evaluate your immediate family members, colleagues and friends, their strengths and weaknesses. Then their faults will amuse and not irritate you.

Vedanta says samam, serenity, is the key to success, happiness and growth. Sportspersons have noticed that the combination of dynamic action performed in an inner environment of tranquillity makes for success. Who wins depends more on the state of mind than on physical prowess. There are three states of mind. When the mind is calm but there is no motivation to work and no action, it is the lowest state of tamas, apathy.  When activity begins but discontent is the motive it is the intermediate state of rajas, passion. Vedanta speaks of the superlative state of sattva, purity, where the mind is calm, intellect sharp and actions brilliant.

What disturbs the mind? Negativity and desire. Tackle these internal causes and the mind remains serene even if a storm rages outside. The mind takes easily to negativity. The intellect helps withdraw the mind from negative channels and think positively.

Stress is defined as mental turbulence caused by unfulfilled desire. Hence in the Bhagwad Gita Krishna describes desire as enemy using four words– panthin, vairin, nitya vairin and shatru. Yet you encourage and increase desire!

Unbridled desire causes havoc. When fulfilled it leads to greed. Achieve still more and you get deluded with success. You envy those who have more than you and are arrogant towards those who have less. When desire is blocked your thoughts get deflected towards the obstruction as anger.

Uncontrolled desire prevents enjoyment. A calm mind is necessary to enjoy the good things of life. Desire comes in the way of meaningful relationships as you take the stand – My way or the highway!

Unrestrained desire results in failure. The mind meanders to the unproductive avenues of past worry and future anxiety. This may have caused the early dismissal of Roger Federer from the Wimbledon! The mind focuses on what you do not have and gets attached to what you have, causing tremendous mental agitation and suffering.

Rise above desire and enjoy the object of desire. Desire is the greatest obstacle to obtaining the object of desire. Crave for a thing and it will elude your grasp. Let go, it will come to you. There are three ways of handling desire. Desire management gives relief. Desire reduction gives comfort and desire elimination brings bliss. Scan your desire with the intellect.

Fix a higher goal. As your mind is engaged in the higher pursuit, lower desires drop. Work dedicatedly, wholeheartedly, detachedly. Every action becomes perfect. You attain extraordinary success. You find happiness in the action itself. And you grow spiritually.

Source: timesofindia

What is MSF? How MSF hike will help curb rupee volatility?

Last week the Indian currency touched an all-time low of 61.21 vis-a-vis USD. The Reserve Bank of India had not stepped in to curb rupee fall initially, but after a meeting with the government decided to raise the marginal standing facility or MSF.

As a result of RBI's  first strong measure to support the currency, the INR jumped more than 1 per cent.

What is MSF
MSF is the rate at which banks can borrow from the RBI at an elevated rate against government securities during times of tight cash. The bank rate is linked to the MSF.

What has the RBI done

1. The RBI raised the Marginal Standing Facility (MSF) rate and Bank Rate each by 200 basis points to 10.25 per cent. Under MSF, the banks used to borrow money at the repo rate plus 1 percent, which was equal to 8.25 percent. But now, the MSF stands 300 bps above the repo (Repo @ 7.25 percent)

2. The RBI capped total funds available under its repo window at 1 per cent of banks' deposits. The overnight borrowing limit now stands at Rs 75000 cr for the entire banking system. Now the allocation to banks will be made according to their bids under the total ceiling.

3. It announced a Rs 12000 crore sale of government bonds for July 18. This will suck out liquidity.

Impact

These measures will make it unattractive for banks to borrow rupee (at cheap rates) and buy dollars (in the forward markets) and reduce pressure on the rupee.

These measures will prevent banks to go short on the USD. It will indirectly increase borrowing costs of banks as the main purpose is to restrict access to easy money in order to prevent speculation in the currency market.

The move is seen as an indirect rate hike.

Source: moneycontrol.com

20 market jargons you should get yourself familiar with

Day trading analysis relies mainly on the data of the previous day's trading summary. The previous day's market movements both in the cash as well as the derivatives market serve as an indicator of how the markets are likely to open on the following day, says Nirmal Bang research report.

Trading Data

Most of this data is easily available on various financial/stock marketrelated websites under the heading daily statistics, end-of-day statistics or analytical tools.

1. Advance/Decline Ratio

This number helps one understand the ratio of the number of stocks moving up to the number of stocks going down in the entire market. It helps to understand the overall breadth of the markets, that is, if the number of advancing stocks far outweigh the number of declining stocks, then the underlying trend is bullish and vice versa.

2. Turnover

This shows the total volume on important exchanges in all segments, that is, cash and derivatives. Turnover is very important because it tells you whether the markets are falling or rising on high or low volume. Also, it tells you how much percentage of the day's trade is cash (delivery) and how much is the derivatives segment.

3. Top Gainer/Top Losers

The first and foremost thing to check out is the list of top gainers (stocks that have gone up the most) and the top losers (stocks that have gone down the most on the trading day). Although it may not remain the same the next day, it indicates which stocks have maximum buying or selling interest and can then be analysed on other parameters.

4. Upper/Lower circuit

Upper circuit means that there are no sellers in the stock, only buyers. Lower circuit means that there are no buyers in the stock, only sellers.

5. Stocks closing at/near the day's high/low

A stock closing at its highest point or lowest point of the day usually means the bulls or the bears were strong enough to take the stock to the high/low point and keep it there till the end of the day.

6. Most Active Stocks

This shows the stocks that have made significant moves both in terms of value as well as volume. Any move of the stock either upwards or downwards with high volumes usually implies that there is greater interest of market participants and the move of the stock and the trend is expected to continue in the direction of the move for the next session.

7. 52-week High/Low

This shows the stocks that are trading at the highest or the lowest point of the year.

8. Bulk And Block Deals

Such deals are usually undertaken by large hands such as institutions, insurance companies, mutual funds, high net worth investors, etc, and, hence, from that point of view helps one understand where institutional interest lies.

9. Sector Buzz

This gives an idea of the sectors which are leading the market up and which are dragging them down.

10. FII and DII figures

These are the most important numbers in the market since these are institutions which decide the direction of the market. These figures show whether FIIs or DIIs have been net buyers or net sellers in the market.

11. Open Interest (OI)

Open interest simply means the number of future or options positions that are not closed or remain unsettled at the end of the day.

If the OI is up and stock price is also up, then it is a bullish sign. If OI is down and stock price is up, it is a bearish view. If OI is up but stock price is down, then too it is a bearish view. And finally if OI is down, and the stock price is down, then it is a bullish sign.

12. Put-Call Ratio

It is the ratio obtained by dividing the total number of put options traded by the total number of call options traded. If the ratio is increasing, it means that investors are buying more puts than calls and, hence, the outlook is bearish or they are not sure about the markets and are buying put options as a hedging tool in case of a sell off.

13. Moving Averages

Stocks that have moved above their 30-day, 50-day, 200-day moving averages mean that they have managed to trade and close above these historic levels and are expected to move upwards and vice versa.

14. Volume

Volume is the most important entity to consider while entering or exiting any stock. A stock that is going up with huge volumes can be expected to continue in that direction. Whereas a stock that is going up on thin volumes, does not show strength and the move is not expected to last and it can be a reversal.

15. Positive/Negative Breakout

When stocks move out of a confirmed resistance or support level, it is known as a breakout.

If the breakout is on the upside (above the resistance), it is known as a positive breakout and the stock can be expected to go up. If the breakout is on the downside (below the support), it is known as a negative breakout and the stock can be expected to go down.

16. Higher tops-higher bottoms/ lower tops and lower bottoms

When the chart pattern shows the formation of higher tops and higher bottoms, it means that the stock opened higher than the previous day's high and closed higher than the previous day's low, and thus it signifies an uptrend.
Similarly, if it shows lower tops and lower bottoms, then it means that the stock is in a downtrend.

17. Corporate Action

Company-specific actions such as bonus, splits, rights issues, dividends, quarterly results, etc all have an impact on the stock price. Keep tab of important dates such as record dates, result dates, ex-dates, AGMs, etc, so as not to get caught on the wrong foot.

18. Exchange & Regulator actions

Actions taken by exchanges and regulators can impact stock prices greatly. Stocks taken in and out of key indices, stocks put in F&O ban, stocks shifted to T-to-T segment, penal actions, fines, etc.

19. Global Markets

Whatever anybody says, the decoupling theory just does not pan out. In this world of globalization, happenings from around the world affect our markets to some extent.

Have a look at how the different world markets have done since the close of our markets to the next opening of our markets. These include the European markets (afternoon and evening), the US markets (night), the Asian markets (next morning).

20. News

Finally news, whether it is good or bad, is the most powerful force and has the power to change a trend overnight. Especially those announced after the present day's market hours! Therefore, always keep your eyes and ears open.

Source: Nirmal Bang's Beyond Market

Bye Angry

I am writing this article to share, how I am looking at the angry situations.

Before going to bed when I started thinking about the topic I like to pen down, nothing comes into my mind. Time passes… minutes turned into hours… still nothing comes to my mind… I slept all the way…

Next day morning started  to office… driving my bike all along the way to office… stuck in the heavy traffic due to infrastructure works in progress, school kids were rushing to their schools, Garbage trucks were busy in their works… Few people were standing all along the road… Few were showing their multi-tasking skills by driving & ofcourse, as you guessed, talking on Mobile phones… Few shops started getting busy… Traffic polices were missing in few places… Few Vehicles in wrong directions… Few were in hurry to violate the signals…

I am also one among them reached the office safely…

You may think that why I am talking something (city traffic) other than the blog topic :)

Yes here I like to relate this…

All along I have reached my office somehow I can manage my cool…

Actually from past 2 months I have started practicing not to lose my cool in any situations…

Angry behavior is nowhere useful to us in any means, then practicing the same is not wise.

Is it such an easy task to keep our cool all the times? Yes possible if we start practicing the same.

My Mantras to keep my cool,

• Saying this to myself “All is well”, thanks to the film 3idiots.
• Basic reason to get angry, is finding the fault in opponent’s nature/work. I have started finding and correct my mistakes in all the happenings around me.
• I have started practicing by being happy with the present with what I am and what I have.
• Inline to the point.3 I have started believing whatever is happening to me is good for me and to others as well.
• Winning the hearts is effective than winning the person, this makes me not to do the running race with anyone in the life. After all whatever money I have in my pocket while I die is the money I have earned in excess :)
• Respecting others is another important aspect to keep our cool. Always there is something to learn from others, even if it is nothing we can learn something which is not to do.
• Avoid being in the mood of Tit for Tat. Almighty will give the chance to everyone to go for the top of the circle; rest no other go – to the bottom of the circle.
• Helping others is the best thing to enhance our calm nature 
• Being calm in the situations, like avoid gossiping, unwanted discussions, comments.

Thanks All.